Banking Archives - Intellect Digest India

Before I say anything about the app, I must tell you that the user interface has been designed by a mobile game designer. It removes the “boring-looks” factor from this app and makes it look very interactive and visually delightful. We got to experience the App and also meet the top officials from bank who have been involved in the development of the App and we were impressed with the info we received.

This app tries to simplify user transactions in multiple ways. Biggest example of that is the Balance meter on the login screen. Once you login from your phone using your credentials, it will show you your balance from next time on the login screen (you can disable this in settings). How this helps is that it saves a lot of time for the customers who login or visit an ATM to just check their account balance. Just open the app, without even logging in, you get the access to your bank balance information. Don’t panic, it won’t let you do anything else except watching the balance without your passwords.

Have you ever wondered how easy will online payments become if you did not have to carry your card all the time or alternatively cram the card number, expiry date and security codes? Making a card payment requires lot or focus to enter the card number correctly, to enter expiry dates which is usually followed by another level of authentication. American Express has launched an innovative service called eZeClick which helps to make online payments so much easier.

All you need to do is to register your existing Amex card with the easy click service and create a user id. All you need to remember now is this one user id. Whenever you have to make a payment, just select eZeClick from the list of options at the payment page, enter your user id and you will immediately receive an OTP (one-time-password) by email and SMS which you can enter to complete the payment process.